Do you have any cards you've been looking at? Chase Freedom Unlimited + Sapphire Reserve combo, or Capital One Venture X alone Are you OK with category spending or do you want a general spending card? Highly prefer a general spending card over category spending. Thanks for any guidance! 30 comments Add a Comment OldVenomSnake • 2 yr. agoThe Amex Blue Business Plus card is arguably the best no-annual-fee business credit card you can have. The reason why is because you can earn 2x Amex Membership Rewards points per $1 spent on everyday business purchases, up to $50,000 per calendar year. That’s equal to a 4.4% return on spend.Chase is the largest bank in the U.S., while Capital One is the 10th largest. Both Capital One and Chase offer different types of credit cards, including travel, …Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances.Capital One offers .20% of .75% if you maintain a balance of over $50K or 1% of over $100K. In terms of overdrafting, Ally charges $25 per day, Discover $30 per day, while Alliant is $25 per overdraft with no upward cap and Capital One is $35 with a cap of 4 charges per day.I was initially hoping to just get 1 card to use daily for the simplicity but could also be open to getting 2. Also I was thinking about cancelling my aadvantage, would this harm my credit score? Current cards: AAdvantage Aviator (1 year 10 months) FICO Score: 689 Oldest account age: 1 year 10 months. Chase 5/24 status: 1/24. Income: $186,000Capital One has many credit cards. SoFi's 2% credit card is good, but if you like a variety of benefits and cash back options, Capital One is the way to go. One of things I like about Capital One's credit accounts is the option to have an Authorized Manager for the credit cards, which mimicks a joint credit account holder. Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving …Capital One vs. Citi vs. Chase. I've been comparing Capital One Savor One (not the new Savor, which has an annual fee), Citi Double Cashback and Chase Freedom Unlimited. I …Capital One SavorOne Cash Rewards Credit Card. Annual fee. $95. $0. Sign-up bonus. Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening. Earn a ...To save money on annual fees. Capital One Venture X Rewards Credit Card has a significantly lower annual fee than the Chase Sapphire Reserve® card. Cardholders pay an annual fee of just $395 for ...The Capital One Venture X Rewards Credit Card is comparatively inexpensive at $395 per year. That's not a small sum, but if you know you'll use the $300 in Capital One Travel credit each year, the ...When you redeem your points for trips you get 1.25x on Chase Sapphire, and 1.5x on Sapphire Reserve. So if you have, say 80,000 points, you can book trips for ~$1,000 with the Chase Sapphire, whereas on Capital One that 80,000 points is only worth $800. Capital One vs. Chase | Best NATIONAL Bank in 2022Click “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Cards BEST Credit Cards...I was wondering if any of you guys have one or the other card and could talk about the experience with the app or the bank itself. Freedom Unlimited. Quicksilver. 1.5% Everything. 1.5% Everything. $150 bonus if you spend $500. $150 bonus if you spend $500. $0 annual fee. $0 annual fee.If you booked it on Capital One Travel for 10x and then erased it, it would cost you 11,700 points. For Chase you could transfer 8,000 points over for that booking (as low as 6,500 off-peak or high as 9,500 peak). Rinse and repeat for as many Hyatt stays as you can work in haha. [deleted] 7 mo. ago. Capital One Venture X. Chase Sapphire Reserve. Annual fee. $395 (see rates and fees ). $550. Welcome bonus. Earn 75,000 bonus miles after you spend $4,000 in the first three months of account opening. Earn 60,000 bonus points after you spend $4,000 in the first three months of account opening. Earning rate.I have Chase, Capital One, and Amex. I use my chase with regular purchases for the 1.5% because both of my Amex’s give me only 1 %/point per dollar, my capital one (venture one) gives me 1.25 miles per dollar, and my CFU gives me 1.5% which is the most cash back compared to the other cards. It used to be my daily card until I got my Amexs.One thing I really would like to try is lounge access. I am looking at the American Express Platinum, upgrading to the Chase Sapphire Reserve, or the Capital One Venture X. The latter has the lowest annual fee at $395 and I would not get any sort of spend bonus for the CSR since I am coming from the CSP.Both of these cards offer very good cash-back rates on everyday purchases. While the Citi Double Cash earns a higher rate of 2% back (1% when you buy and 1% as you pay) compared to 1.5% on the Chase Freedom Unlimited, the latter can make up for that with even higher rates in certain bonus categories (up to $20,000 spent in the first …Better travel partners. $50 back in hotel credit. Better rental car insurance then Venture unless they changed that to match the venture X. The Venture is mostly a 2% back card with restrictions and an annual fee. The CSP is a dine card and rental insurance card underneath with some good hotel and airfare partners. To save money on annual fees. Capital One Venture X Rewards Credit Card has a significantly lower annual fee than the Chase Sapphire Reserve® card. Cardholders pay an annual fee of just $395 for ...Depends on how much you value chase points vs Capital one points. It's a great duo tho with a decent sub so you really can't go wrong either way. both Freedoms also get 3% back on dining, which works out to 3.75% when combined with the CSP, so numbers wise you're better off keeping the CSP for dining.It’s here! Your Chase debit card has arrived in the mail. It’s exciting because it pulls money directly from your checking account, with no interest or fees. However, you get many of the benefits of a Chase credit card.I had my magic key monthly charged and thought i would get the 4% but i got only 1% i don’t know if they changed it but a year or two ago it was at 4% when they charged my AP monthly lol other than that yes 4% in the parks except merch i believe. CFU offers 3% on dining also but would only offer 1.5% for groceries. Depends on how much you value chase points vs Capital one points. It's a great duo tho with a decent sub so you really can't go wrong either way. both Freedoms also get 3% back on dining, which works out to 3.75% when combined with the CSP, so numbers wise you're better off keeping the CSP for dining.According to TPG's monthly valuations, Amex Membership Rewards points are worth 2 cents each, making this 80,000-point bonus worth $1,600. That is more than double the card's $695 annual fee (see rates and fees). Related: How to choose the best Amex card for you. Another way to earn Amex points is through targeted Amex Offers.The Double Cash accrues a total of 2 percent cash back on purchases, while the Freedom Unlimited and QuickSilver give back 1.5 percent. All of the cards here have no annual fee, too, just like the ...Feb 24, 2021 · Ally Bank and Capital One 360 are two online banks that offer higher annual percentage yields, or APYs, than most traditional banks. If you’re looking to earn more on your savings (and pay fewer ... Chase Sapphire Preferred vs. Capital One Venture Rewards Credit Card. The Capital One Venture Rewards Credit Card has a $95 annual fee and offers a more …Chase vs Capital One: Compare Banking Options. Chase has some innovative features, but Capital One offers far better rates on savings. Both banks have no minimum deposit, but while Chase favors higher deposits with better rates, Capital One rewards investors who commit to a longer term. Article update: August 31, 2023.Oct 23, 2023 · Chase vs. Capital One: Account: Chase: Capital One: Basic Checking Account: $12 per month, waivable: No monthly fees: Basic Savings Account: $5 per month, waivable: No monthly fees: Non-bank ATM in the U.S. $3 per transaction: $2 per transaction: Overdraft: $34: No-fee overdrafts 24 Agu 2018 ... The Chase Sapphire Preferred Card and newly revamped Capital One® Savor® Cash Rewards Credit Card have a lot of strengths in common, like: Sign- ...Kind of depends on your style in terms of travel partners. Chase has domestic airlines, but you can transfer Capital One to BA, Flying Blue, Aeroplan, etc. to use on domestic flights. Capital One seems better for international, especially European travel. Seems like the only real winner for Chase is the Hyatt transfers. The Capital One Venture X Rewards Credit Card comes out on top for simplicity and a lower annual fee. But the Chase Sapphire Reserve® provides ways to maximize the points you can earn by ...Is Capital One Venture X too good to be true or I’m reading it wrong? TU: 799 EQ: 799 Total CL across all cards: $44,500 Avg age: 3y 5mo, oldest 5 years 1mo, youngest 11mo Most prominent cards: Chase sapphire preferred, Amazon Prime Visa and Cap1 savor Hard pulls last 24mo: 1 Payment record: 100%.Aug 16, 2023 · The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service. However, if we have ... Sep 6, 2023 · Chase Freedom Unlimited vs. Capital One Quicksilver: There’s a Clear Winner Both boast a 1.5% rewards rate, but the Chase Freedom Unlimited goes a lot further, also offering bonus rewards in ... When you go to the dealership, bring your Cap One pre approval letter, your 3 most recent paystubs, proof of residence (a utility bill or credit card statement from the last 30 days) and proof of insurance. It will help speed up the process for you. Also, GAP insurance is a must but don’t buy the extended warranty.I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500. Generally, Chase is viewed to have better cards in general with the exception of the WF BILT as it does something unique and valuable. But Chase cards might not be as good for what you need and you can go with Citi, Capital One, or a dozen other banks. Hopefully this is helpful. bmanski22.4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card.One attorney tells us that Reddit is a great site for lawyers who want to boost their business by offering legal advice to those in need. If you’re a lawyer, were you aware Reddit could be a good way to boost your business? Now, you may be ...Main details. Capital One Quicksilver. Discover it® Cash Back. Welcome bonus. $200 cash bonus after spending $500 on purchases within the first three months. Automatic Cashback Match™ at the ...And now that I’m an employed adult with decent monies, chase doesn’t deserve to custodian that for me. Still have my chase visa credit card since SoFi is a MasterCard, but that’s it. Go with the Schwab visa debit card, they're basically Chase Sapphire Checking except the min is $0 not $75,000.Chase has blocked my card once before for not putting a travel notice. I think both don't have an international fee. But finally, it's much easier to withdraw rewards from capital …It's probably not a good idea to have 100% of your banking accounts with one institution. If they flag one of your accounts and decide they no longer want to do business with you, they could close everything and you would have no access to any money until you receive the check in the mail. I have a Discover savings and credit card and they have ...JPMorgan Chase. $38/hour + $2500 (+taxes) Summer location TBD (Virtual or Tampa) Tampa FT. Full time: Appx $80k + 10k. Pros: Better name. Cons: Less pay; FT & internship. Why it's one of the hardest credit cards to get: The Bank of America® Unlimited Cash Rewards credit card for Students is the hardest cash back student credit card to get approved for, as it requires excellent credit. The Bank of America® Unlimited Cash Rewards credit card for Students, which has a $0 annual fee, offers an initial …Capital One Venture vs. Chase Sapphire Preferred benefits Understandably, you don't get as many perks with a $95-a-year card as you will with a premium card that …Unlimited rebates of non-network ATM fees. No cash deposits accepted. Schwab Bank High Yield Investor Checking is a great option for investors looking to combine multiple accounts into one ...Go for the one that is close and has the lowest fees. 3. Share. BonjourLeGeorge. • 1 yr. ago. Look for a first account bonus or one with no fees. If it’s a choice between those two banks, Chase probably has the better credit cards, so might be easier to bank with them if …Chase gives you an extra 30 days, but Capital One will cover much larger purchases - up to $10k per claim compared to $500. The only real retail benefit missing from both cards, Price Protection, is a benefit that's been largely phased out over the past 5-7 years across most major credit cards.As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...Jan 23, 2021 · The best consumer cards that Chase and Capital One offer are the Chase Sapphire Preferred and the Capital One Venture cards. Bonus: The Sapphire Preferred has an intro offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. The Venture card comes with a bonus of 100,000 bonus miles when ... Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …Ally and Capital One both offer a fee-free interest-earning checking account. Capital One also has a joint checking account for minors featured in our best teen checking accounts guide. Ally ...Amex MR can also be redeemed at a fixed 1.5 cents / MR on select airfare with the Business Platinum but it is definitely much more restrictive than the Chase travel portal. The Amex Business Centurion enables fixed 2 cents / MR redemptions on airfare and is just as flexible/open as the Chase travel portal.The Chase trifecta is where you can maximize your UR points. All of the combinations pair with the CSP/CSR as you can transfer your points from your other cards to the Sapphire cards and you get the most out of the points when you redeem them. If you have a business, you can pair the Ink cards with the CSP/CSR.20 Jul 2023 ... Our comparison of the Capital One Venture X and the Chase Sapphire Reserve breaks down the similarities and differences between the two ...Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to use it's a good option. As usual, it comes down to circumstances.If you booked it on Capital One Travel for 10x and then erased it, it would cost you 11,700 points. For Chase you could transfer 8,000 points over for that booking (as low as 6,500 off-peak or high as 9,500 peak). Rinse and repeat for as many Hyatt stays as you can work in haha. [deleted] 7 mo. ago.I have both. A Chase freedom with 1% and 5% (rotating) and capital one with 1.5%. I would say I use my capital one much more, especially because I don't need to put a travel notice on it when travelling domestically. Chase has blocked my card once before for not putting a travel notice. Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to …The Capital One Venture card offers straightforward rewards earning on all purchases, a Global Entry/TSA PreCheck application fee credit of up to $100, and decent travel insurance. The Chase Sapphire Preferred is the clear winner in this showdown. Check out our detailed comparison for more insight.Other than that, they're just a bank, nothing special. $0 minimum accounts have some appeal over Chase direct deposit required/$1500 minimum balance entry level account, I guess. And I'm sure neither Chase or WF have HYSA's. Capital One is ok, but compared to Chase and WF there exist just better options in general lolI'm currently looking at Capital One Venture X and Chase Sapphire Reserve in part because visa is more widely accepted than something like AMEX, but am not sure which one to go with. They seem to have similar-ish benefits and the difference of $155 could easily be justified for me by better perks (eg. more established lounge network, more ...Sep 6, 2023 · Chase Freedom Unlimited vs. Capital One Quicksilver: There’s a Clear Winner Both boast a 1.5% rewards rate, but the Chase Freedom Unlimited goes a lot further, also offering bonus rewards in ... Chase Freedom Unlimited vs. Capital One Quicksilver: There’s a Clear Winner. Both boast a 1.5% rewards rate, but the Chase Freedom Unlimited goes a lot further, also offering bonus rewards in ...The Chase Slate Edge offers a 0% intro APR for 18 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer fee of either $5 ...Hey guys Curious on others' thoughts on what would be the best travel credit card to apply for given the current state of both cards. CSP just released the 80k SUB offer (with potentially the 1st AF waived if applied in-branch), which is amazing at its $1,000 value for travel. 5x for travel booked through their portal, 3x on dining/online groceries except …I had my magic key monthly charged and thought i would get the 4% but i got only 1% i don’t know if they changed it but a year or two ago it was at 4% when they charged my AP monthly lol other than that yes 4% in the parks except merch i believe. CFU offers 3% on dining also but would only offer 1.5% for groceries.That was my initial hesitation from switching to capital one, but I suppose I could also just buy the pass separately. I was thinking that with how much I spend, the higher point value from chase would end up with me earning more points. Especially since I do use the chase business ink to buy gift cards at staples for that 5%The annual fee is waived the first year. After that, you need to spend $9500 annually on dining and entertainment to break even. At four cents per dollar you should only have to spend 2,375 on dining and entertainment to break even. Well compared to Savor One, which has no annual fee, it's a 1% difference.Chase is great because the points are valuable and simple to use. That's why most people recommend starting with them to avoid the 5/24 hassle. It's not a huge loss for you to skip them, but with the Chase Trifecta (CFF, CFU, CSP) effectively costing $45/year to …Although JPMorgan Chase and Bank of America are the 2 largest banks in the U.S. by total assets, the 2 institutions couldn’t have a more opposite approach to credit card portfolios. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards.I'd venture a guess that Chase or AmEx would be a stronger long term strategy than Cap One. But it would require a few cards. For Chase you'd need the CSP/R, CF, and CFU to get at minimum 1.5x on all purchases (plus the 25 or 50% Sapphire bonus). For AmEx you would need the Gold and/or Platinum to maximize points along with your Everyday Preferred.Capital One’s customer service is okay, but my credit union blows them out of the water. Also, from a financial standpoint I’m doing better with keeping the bulk of my money in my credit union’s account. 2% APY for that savings account is hard to beat for a savings account. Also, the cash back debit card is nice. I had my magic key monthly charged and thought i would get the 4% but i got only 1% i don’t know if they changed it but a year or two ago it was at 4% when they charged my AP monthly lol other than that yes 4% in the parks except merch i believe. CFU offers 3% on dining also but would only offer 1.5% for groceries.Main details. Capital One SavorOne Cash Rewards. Chase Freedom Unlimited. Rewards rate. 10% cash back on purchases made through Uber and Uber Eats through Nov. 14, 2024. 8% cash back on Capital ...Oct 15, 2023 · Capital One Venture vs. Chase Sapphire Preferred welcome offer Both cards are currently offering solid sign-up bonuses that can provide a ton of value to new cardholders. The Venture Rewards card offers 75,000 bonus miles after spending $4,000 on the card within the first three months of account opening. Capital One: 360 Checking: 0.01%: Yes: None: None: $0: $0: ... However, if you live near a Capital One branch and want to bank in-person, you may want to consider Capital One’s free checking ...Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving …The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service.Based on identical spending inputs, you’ll earn $234.72 cash back per year with Capital One SavorOne Rewards and $219.84 with Chase Freedom Flex. For context, the average annual rewards payout from the cashback credit cards in the investor.com database is $181.73. The annual rewards payout assumes you charge $1,000 each month spread …Card details Chase Sapphire Preferred Citi Premier; Annual fee: $95. $95. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening, worth $1,200 according to TPG valuations: 60,000 ThankYou points after you spend $4,000 on purchases in the first three months from account …AMEXPLAT only offers a few $100k whereas Chase offers $1m in overseas medical coverage, and the centurion is the only card with a reasonable amount of coverage at several million. izzyness • 6 mo. ago. No feedback to provide on which of the 3 to get, since I have all 3. But make sure:AMEXPLAT only offers a few $100k whereas Chase offers $1m in overseas medical coverage, and the centurion is the only card with a reasonable amount of coverage at several million. izzyness • 6 mo. ago. No feedback to provide on which of the 3 to get, since I have all 3. But make sure:4. Dining Earns High Rewards. I am, unabashedly, a foodie. Dining at restaurants and getting takeout make up a substantial part of my budget. Luckily, the Bilt Card earns 3 points per dollar spent ...Capital one vs chase reddit
It’s here! Your Chase debit card has arrived in the mail. It’s exciting because it pulls money directly from your checking account, with no interest or fees. However, you get many of the benefits of a Chase credit card.It’s low/no annual fee, no none sense and to the point. Savor one for restaurants, groceries, and I believe streaming services also get 3%. Venture X for all else like Amazon, Costco, and gas. I know I can maximize my rewards with more cards but I like the simplicity of this set up. You can transfer savor one cash back to venture X points at ...The nice thing is most of the time you can downgrade with CAP1 instead of closing the account if in the next couple years the annual fee no longer makes sense. You have to use their portal to claim the $300 airline credit. If you are flying 30 or more times in a year, I would recommend getting an airline card or amex.View community ranking In the Top 1% of largest communities on Reddit. Capital One vs. Citi vs. Chase . I've been comparing Capital One Savor One (not the new Savor, which has an annual fee), Citi Double Cashback and Chase Freedom Unlimited. ... Chase and Capital One have the same bonus offer ($150 after you spend $500 in 3 months), whereas ...6 26 comments Best vjack11 • 7 yr. ago The specific bank doesn't really matter. If the rewards are both 1.5% then you could start looking at smaller perks like automatic extended warranties, travel insurance, etc that credit card companies often throw in. But otherwise I would just pick one.Chase is the largest bank in the U.S., while Capital One is the 10th largest. Both Capital One and Chase offer different types of credit cards, including travel, …I have a $20,000, a $15,000, and a $10,000 limit card with Capital One and I've banked with them for over a decade. Their Savings accounts give 4.15% interest compared to Chase's giving you basically a kick in the face instead. I'm not sure how you're defining "real bank," but I'll take the money from Capital One. Chase only pays 1% on non travel items... gas, groceries, etc. Capital one pays 2% on everything. Now I can use one card for my entire vacation and not worry I am leaving …There are obvious jobs, sure, but there are also not-so-obvious occupations that pay just as well. When everyone seems to be making more money than you, the inevitable question is “okay, what exactly do all these people do?” Fortunately, Re...Chase wants prime credit scores. The only one that is more conservative in approving is us bank. many people including myself can't get approved for capital one because are scores are too good and too thick. Capital one want that sub prime stuff for their CDO. This is reported very often on my fico and on the more advanced card sub reddit.I’m deciding between the capital one venture and the chase sapphire reserve for a travel credit card, and am really tempted to just go for capital one for early access to Taylor tour tickets. Both cards have pros and cons, so it’s a toss up regardless, but the partnership with Taylor is tempting me.Capital One vs. Chase | Best NATIONAL Bank in 2022Click “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Cards BEST Credit Cards...As a welcome bonus, the Venture X offers 75,000 miles when you spend $4,000 within your first three months of owning the card. A Capital One mile is worth around 2 cents on average when ...Generally, Chase is viewed to have better cards in general with the exception of the WF BILT as it does something unique and valuable. But Chase cards might not be as good for what you need and you can go with Citi, Capital One, or a dozen other banks. Hopefully this is helpful. bmanski22.LookAtThisPencil • 1 day ago. There’s a lot of overlap between the Sapphire cards and the Venture cards. I suggest choosing one system and not having more than one. That way you don’t end up stuck with a number of annual fees. Since you already applied for the Freedom card, the damage to your credit history is done at this point and can ...I had my magic key monthly charged and thought i would get the 4% but i got only 1% i don’t know if they changed it but a year or two ago it was at 4% when they charged my AP monthly lol other than that yes 4% in the parks except merch i believe. CFU offers 3% on dining also but would only offer 1.5% for groceries.The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service.Using the Capital One Venture X Rewards Credit Card to book flights in the portal provides 5 miles per dollar; flights booked elsewhere earn 2 miles per dollar. Currently, you can only book flights, hotels and rental cars through the portal. The portal also houses the Premier Collection for luxury hotels. However, this is only accessible if you ...Chase has blocked my card once before for not putting a travel notice. I think both don't have an international fee. But finally, it's much easier to withdraw rewards from capital …The Capital One Venture X Rewards Credit Card made headlines with its aggressive and generous welcome bonus. Currently, it offers this welcome bonus: 75,000 bonus miles after spending $4,000 on ...2. CSP gives a 10 percent point bonus on spend. CSR does not. 3. The benefits are nearly identical to CSP. (CSR does have slightly better travel benefits and purchase purchase protection, which is actually the strongest reason I have found to get the card.) 4. CSR does redeem at cash at a high rate (50 vs 25 bonus).Capital One Venture X Rewards Card: $1,275 in travel. Sapphire Preferred Card: $1,080 in travel. So while there's a gap here, Chase Ultimate Rewards points are a bit more valuable, again making ...Aug 16, 2023 · The battle of Chase vs. Capital One is tough, because they both offer robust rewards, solid credit card perks, promotional 0% APR on certain cards, and great customer service. However, if we have ... The Capital One Venture X Rewards Credit Card made headlines with its aggressive and generous welcome bonus. Currently, it offers this welcome bonus: 75,000 bonus miles after spending $4,000 on ...Specifically, before I dive into applying for something like the Capital One Venture X card, I want to make sure I’m actually getting something out of it. For example, the 10X miles on hotels and $300 annual travel credit offered by Capital One only applies for things booked through Capital One Travel.I currently have the following credit cards: -Chase Freedom Flex -Capital One Quicksilver -Apple Card My credit score is 760. My credit utilization rate is 4%. I’ve been looking at either getting the Chase Freedom Unlimited or the Capital One Savor mostly because of the 200 dollar cash bonus after spending 500.Capital One and Chase may be good for credit cards, but would strongly recommend finding either a local credit union (if you want a physical branch near you) or an online only bank like Ally. Both will have significantly lower fees and pay better interest rates. The only time I would recommend Chase or Capital One as a bank would be for businesses.With Venture X new cardmembers earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. Currently, the welcome bonus for the Chase Sapphire ...However, when comparing the Chase and Capital One savings accounts, immediately you can see that Capital One has a far better rate. It offers an impressive 4.30% compared to the 0.01% – 0.02% offered by Chase. Another advantage is that Capital One’s savings account is completely fee free.View community ranking In the Top 1% of largest communities on Reddit. Capital One vs. Citi vs. Chase . I've been comparing Capital One Savor One (not the new Savor, which has an annual fee), Citi Double Cashback and Chase Freedom Unlimited. ... Chase and Capital One have the same bonus offer ($150 after you spend $500 in 3 months), whereas ...I have Chase, Capital One, and Amex. I use my chase with regular purchases for the 1.5% because both of my Amex’s give me only 1 %/point per dollar, my capital one (venture one) gives me 1.25 miles per dollar, and my CFU gives me 1.5% which is the most cash back compared to the other cards. It used to be my daily card until I got my Amexs.Some banks are paying 3% or more interest on savings. (Capital One, SoFi) Some banks don’t charge overdraft or NSF fees. (Capital One, Schwab) Some banks make it easier to deposit cash than others. (Capital One, BofA) Some banks offer lower interest rates in auto and home loans. (Credit Unions)One other thing to consider is the Amex Gold, which might fit your lifestyle, but you should be getting use out of the monthly credits for the $250 AF to make sense. Agree with the Venture X. I would also suggest downgrading the CSP to CFF if you do get the venture x and don’t use chase transfer partners. The transfer partners have the real ...Since you have the CSR you'll get 1.5 cpp through the Chase portal. I know Capital One has a better portal and price protection, but chances are slim that they will give you a better deal than the CSR. If you have the Capital One Venture or Venture X, you would NOT want to use points to book a domestic flight.Examples: Chase negotiates their own contract for rental car CDW, so their coverage is good for rentals up to 31 days and has slightly different terms from other cards. US Bank and Capital One take the standard VISA offering, so they only cover rentals of 15 days.Chase vs. Capital One savings accounts. Chase offers two savings accounts that offer APYs between 0.01% to 0.11% — if you have a balance of at least $250,000. Capital One only offers one account, but it’s the clear winner in this category for its much higher APY and lower fees.I was initially hoping to just get 1 card to use daily for the simplicity but could also be open to getting 2. Also I was thinking about cancelling my aadvantage, would this harm my credit score? Current cards: AAdvantage Aviator (1 year 10 months) FICO Score: 689 Oldest account age: 1 year 10 months. Chase 5/24 status: 1/24. Income: $186,000AMEXPLAT only offers a few $100k whereas Chase offers $1m in overseas medical coverage, and the centurion is the only card with a reasonable amount of coverage at several million. izzyness • 6 mo. ago. No feedback to provide on which of the 3 to get, since I have all 3. But make sure:Redneck Bank Rewards Checkin' Account. The Redneck Bank Rewards Checkin' Account might be appealing if you'd like to get rewards checking account with a competitive interest rate. Redneck Bank ...Hey I just got the Savor One and already have the Quick Silver. I plan to get the Venture One later this year and use those 3 to get miles. I like the perks and company but have realized that Chase is slightly better. Should I just stop now and start over with getting the Chase trifecta or just stick with my current set up?If you booked it on Capital One Travel for 10x and then erased it, it would cost you 11,700 points. For Chase you could transfer 8,000 points over for that booking (as low as 6,500 off-peak or high as 9,500 peak). Rinse and repeat for as many Hyatt stays as you can work in haha. [deleted] 7 mo. ago.Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card.At a glance: Chase Freedom Unlimited® vs. Capital One Quicksilver Cash Rewards Credit Card. Either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. 5% (minimum $5) thereafter. 3% for the first 15 months or at a promotional APR that Capital One may offer you at any other time.Oct 15, 2023 · Capital One Venture vs. Chase Sapphire Preferred welcome offer Both cards are currently offering solid sign-up bonuses that can provide a ton of value to new cardholders. The Venture Rewards card offers 75,000 bonus miles after spending $4,000 on the card within the first three months of account opening. Dividend Yield. 2.66%. 1. Capital One is one of the largest credit card issuers in the U.S. Capital One Financial provides services, including deposits, loans, …Benefits for Costco Shopping. Capital One Venture X Rewards Credit Card. Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months. Annual fee of $395. Accepted both in-store and online. Unlimited 2x miles on all non-bonus purchases. Exceptional travel benefits. Capital One Venture Rewards Credit Card.The Double Cash accrues a total of 2 percent cash back on purchases, while the Freedom Unlimited and QuickSilver give back 1.5 percent. All of the cards here have no annual fee, too, just like the ...View community ranking In the Top 1% of largest communities on Reddit. Catch All Card Customer Service (Capital One vs Amex) ... (Capital One vs Amex) I am looking to make a larger-than-normal purchase for the new iPhone (not direct from apple). ... Chase Freedom Unlimited SUB: Unlimited Double Points for 12 months (includes dining, travel ...Advertising on Reddit can be a great way to reach a large, engaged audience. With millions of active users and page views per month, Reddit is one of the more popular websites for discussions online. It’s also an incredibly powerful platfor...It’s low/no annual fee, no none sense and to the point. Savor one for restaurants, groceries, and I believe streaming services also get 3%. Venture X for all else like Amazon, Costco, and gas. I know I can maximize my rewards with more cards but I like the simplicity of this set up. You can transfer savor one cash back to venture X points at ...Capital One vs. Chase | Best NATIONAL Bank in 2022Click “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Cards BEST Credit Cards...The $95 annual fee for the Chase Sapphire Preferred and the $95 annual fee ( rates & fees) for Capital One Venture Rewards can reduce your earning potential with either card. This fee may be worth ...The Capital One Venture and Chase Sapphire Preferred have long been frontrunners in this discussion. We first compared the two cards in 2019. Then we updated the scorecard last year as the value proposition for each card had changed. With some recent changes, ...Alliant Credit Union: Best credit union. Ally Bank: Best bank; best money market account. Capital One 360: Best online banking experience. Charles Schwab Bank: Best bank or credit union for ATM ...Capital One's main rewards program is known as Capital One Miles, while Chase's rewards program is known as Chase Ultimate Rewards. You can earn Capital One miles by making purchases using Capital One Miles credit cards, and you can earn Ultimate Rewards points by making purchases using Chase Ultimate Rewards credit cards.Capital One 360 Checking. Depending on where you live, Capital One offers a nice hybrid between many of the online checking features people love and the option to deposit cash plus and other in-branch services. Pros. Fee-free online and mobile checking; Earn 0.20% APY on your account balance (and higher APYs if your balance exceeds …. Chloe difata leaked