I've searched their site, the app and this forum and can't find anyting about how to request a CLI. I have two cards -- PenFed Platinum Rewards Visa and PenFed Promise Visa and was going to ask for a CLI on both since it's been over a year since my last one. ... Take the myFICO Fitness Challenge. AZE7 - 11% Utl - 29 days until 4/24 ...Late reporting this but around March 24 or so I applied for the personal SPG to take advantage of the 35K offer that ended on March 30. - 4531761Have had a couple of PenFed cards for a few years. Have never asked for a CLI. Does anyone know if it is a hard or soft pull? - 1653272Just got the Platinum Rewards VISA Signature with $10K SL from PenFed. When is the best time to request for a CLI? Thanks. I know it's here - 5037727Inspired by our command line monthly calendar post, reader Nate writes in with the yearly edition. Enter this at your Mac's Terminal command line (or in Cygwin on Windows), no line breaks: Inspired by our command line monthly calendar post,...The site does not include all credit card companies or all available credit card offers. The credit cards board is your place to discuss many different credit card-related topics ranging from credit card basics to reward structures and everything in between. If you're interested in talking about credit card applications, check out the credit ...So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380I got my PCR Visa with PenFed this past November 2020. Put a decent amount of spend on it every month (+/-$1k) and I PIF every month. My SL/Current Limit is $12k, so I thought I'd try for a CLI. Current UTI is 5% across all cards, my EQ 9 score is 786. I applied for a CLI yesterday and got only $3k....First SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!UPDATE: This was a HP on EQ. I app'd on a Sunday and it went to UW on Monday for approval. The HP did not show up until Tuesday. I have Pen Fed for about 6 years now. I had 2 CC accounts @$5k each. I combined into 1 CC for $10K in 2016. I requested a CLI and was denied because I had too much...Reopened my checking account with penfed last month and got a $500 overdraft line of credit. I thought it was gonna be the same hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/About every 6 mos or so, I pop out of the gardening abyss and re-haul my credit w/ CLI's & APR reductions. Majority of these are done through SP's, but I bit the bullet on PenFed and authorized a HP. Got a notification on my EQ only. Last time I looked, it was sitting around 787. Instant approval. From $10K --> $20K.So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksI requested a CLI on my power Cash Rewards card over the weekend and opened a checking account. I asked the representitive both times if it would use the same hard pull from opening of my account in july, and he said the system wouod already use the older HP. Is it possible to get the inquiry remove...First, I can definitely confirm that the cli I received on my PenFed Gold card was indeed a SP. I receive a letter via snail mail from PenFed indicating that they had took it upon themselves to increase my limit. Now...Monday I asked for a cli on my PCR card. Last increase was in Feb 2022 for only $1k and involved a HP.If you already have a CL greater than $25K with an existing card ($15K for the Gold card) you keep that CL but you cannot get a CLI. If you have a card with a current CL less than $25K ($15K for the Gold card) you'll only be able to grow it to the $25K/$15K maxinum. The $50K combined CL across all Penfed cards is still in place.Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811.Last week I was approved for the Penfed Platinum Rewards VS for $7500 and yesterday while talking to a CSR my utilization was brought up due to my balance transfer. He asked if I'd like to ask for a CLI and I said sure. Using the same pull from the previous week I was approved to a $14k CL. Awesome!...I haven't been able to find the love button. I did use it few months ago. Where is Penfed love button? - 6227481 - 4As others have stated you cannot recon the SL but can request CLI after 6 months. Message 11 of 13. 2 Kudos. Reply. KingRue8500. Valued Contributor. 05-18-2022 01:45 PM.1 year banking with Penfed. Started out 10k limit on cc and a car with them. Joined 5.5 years post bk. 2 accounts were showing inc in bk, now only 1 showing incl. Overall uti is 5%. Only 1 account showing13% uti. 1 acct opened in the last year, 5 months old. 2 inq in last 2 years, 1 being theirs a y...Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607I opened the Power Cash card on on September 30, 2017. ON 10/1/2017, I was given a 7K starting limit, called in to recon the SL, got 10K. I have only used the card for a balance transfer, and will have the complete balance paid off before the introductory period ends. I submitted an online reque...My Platinum Rewards card was increased from $10K to $12.5K after getting an increase on my Power Cash. Platinum has a 70% UTL so it took about 3 requests before approving. Excited to see what I get on my Pathfinder when that 6 months comes up. And of course one hard pull.I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 5Penfed Gold Auto CLI...$7.5K--->$10K. Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month.Re: PenFed CLI. This is true. I recently opened a PF checking and savings account. Through this process is a verification of identity which includes a SP on credit. Immediately after account opening I applied for the Gold Visa and was approved immediately and NO HP on credit. Guess this one is a freebe :-)Decided to ask for a CLI today, went to a loan officer, is this something normal for them? I remember apping for my Travel card for them it went to an officer and was not instant. I think im coming up to 2+ months with the …10-18-2021 07:43 PM PenFed CLI I just tickled the luv button on the PenFed site and they doubled the limit on my Platinum card, from $5k up to $10k A little background:Bit the bullet and applied for PCR a few days ago and it was approved. So today I decided to give them a call for the sake of my OCD with numbers I wanted all 3 of my cards to be at equal amounts ($10K ea). Requested a 2.5K increase on my Platinum Rewards and just got the notification that it was ap...For those who have received a CLI on their PenFed credit card, after your CLI request was approved, did you need to send back a signed - 744986Hit 6 months on my Power Cash so checked to see if I could request a CLI and did. Went from $7500 to $12500. I opened my Platinum Rewards a couple of months earlier and the option to request a CLI was gone from it. Am I not about to request multiple CLIs like people apply for multiple cards?Find out how in this article. Log in to PenFed Online. Find your credit card and click More. From the dropdown, select Request Credit Card Line Increase. Complete the application. You may not see the option in certain situations, such as if you recently opened the credit card account or are already at the card's maximum credit limit. Submitting ...PenFed Gold CLI Instant Approval Opened card at the end of Jan the same day I joined the credit union. Today the CLI button appeared and I hit it and it messed up while processing which freaked me out but going back to the main page it showed a link to continue the request and it went through and I was instantly approved for a 2K increase on my ...05-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.So, since I'm still in the garden and really have no intentions of leaving for a while I decided to call up PenFed and ask if with the offers I've received, can I do the pre-approval for the thrifty credit service as just an increase on my current account. She said this was definitely possible, and ...So I was approved for a PENFED defender with a 3K limit... Weird for a visa signature but said what they hey! Glad I'm in the door😎. Then today, I was like let's try for a CLI. So yes I went from 3K to 5K. Love it!!!!It's been seven months since I joined PenFed. I had joined very fresh during the rebuild process. I took the plunge just now and requested a CLI on my PowerCash Visa, and they bumped me from $1,500 to $7,500, with instant approval and the option to do balance transfers. That's with a utilization o...I opened the PCR a year ago. After feeling good about the FNBO, I called PenFed and asked about a CLI. They had me verbally verify my address, employer, and income. She hit the love button and BAM! Congrats on your new CLI of $7,500! This doubled my original SL of $7,500 to 15K. I had 2, now 3 IN...App went to review. Approved late today. SL 5k, new CL 7500....not a huge increase but I'm thankful for it! Thanks all! - 4571750A CLI, or command-line interface, is a way to interact with a computer by typing text commands into a terminal window. A GUI, or graphical user interface, allows a user to interact with a computer by using a keyboard or mouse to manipulate ...So I've been itchin for a CLI. Probz asked too soon but an approval is an approval. Bumped me up from $5k to $8k. Not too shabby in my - 4958942 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed CLI after 2months 4 days! ...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 4Re: PenFed Gold Card CLI, Help! OP, $90k is a pretty good amount to earn, and absent any info on your living expenses but reading that you can "triple" your payments, I would suggest you look at how secure your 90k job is, and also that more and more people are expecting a recession, and the Fed is thinking about a huge interest rate increase.I just ask for a credit line increase a month after I got my card. Inital limit of 5k and today I hit the Credit increase button and the computer stated approved for 17k and told me to check back in 24 hours. My questions is how long will it take to show my card if it gets approved? Anybody with ex...Re: Penfed CLI app Soooooo, I can't see in the desktop viewer, but in the mobile app it already shows in the accounts a shiny new 5k PLOC!!!! Message 7 of 15I am trying for the 90 day CLI. It has been about 65 days since I open my two Penfed cards. I only opted to request an increase on one of - 4571270The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ...Re: PenFed PCR CLI - under review? @ccquest wrote: I applied on a Friday morning before 8am and received my official congratulations/approval email that Saturday at 4:44pm so I'd agree with the 24-48 hours time frame.Is a CLI through PenFed a HP if they put in "My Offers" section? First time seeing this so I wanted to hear from those that have been with them longer. FICO 5 ,4, 2 - 5/2023 FICO 8 - 6/2023 FICO 9 - 5/2023 FICO 10 - 5/2023. Credit & loan qualification. Message 1 of 3.Penfed is just weird. I did a pre-qual in June. I didn't take it further. Their weirdness is not worth my time right now. - 6706725 - 2Oct 21, 2021 · Re: Penfed CLI Approved Congrats on your CLI! Amazon Store card:5k AOD:2k Apple Card:250 Ashley Furniture:3.5k BBVA:1500 Caesars Rewards:2k Capital One Quicksilver:2k Credit One Amex:500 DCU:7.5k Discover:2.5k Home Depot:1k Kohls:1.5k Lowes:10k Merrick Bank:1k Mission Lane:850 Paypal:1k Penfed Power Cash Rewards:2.5k Sam's Club:3k U.S. Bank ... I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...Re: PenFed CLI Help Needed! @AHumdy wrote: I just can't get them to grow. It's stuck at the starting limit; $2,000. I've tried twice. The account is about 18 months old. My scores are 750+ across the board. Utilization is 1%. I owe less than $1,500 on one account with a $35,000 limit.To start, My wife and I joined with penfed 13 months ago. When we did, we got approved for membership and on the same phone call, we app'd for a PCR card and got it at 2k sl and refinanced our truck loan. Well we waited till now and decided we would pull a personal loan to clear a couple small 20%i...Options. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as ReadIve been lurking on Reddit. :) Since This summer when I fought for the PenFed promise on recon, ive opened the A+ for $6k and AX Plat 75K sign on. Otherwise, just being. Decided to ask PenFed for my $1k Total CL Promise for the first CLI. Yay! UTL 5% overall, highest balance 5% on single card. ...Access to Credit Does a FICO® Score alone determine whether I get credit? How is a credit history established? How can I better understand my financial health? How long will …Used the same credit pull from 2 days back and asked for cli on my power cash rewards card as well. Was hoping they may ask me to now reallocate credit limits since i was just given a CLI and a card approval from them yesterday. The application went into pending mode and called in this morning. Afte...I didn't realize I should request a HP before the initial 90 day HP expired. So it has been over 4 months now. Would a CLI request on the website be a HP or SP? I did search forums first, but I can't find the answer. There's too much talk about that initial HP being good for 90 days.My Platinum Rewards card was increased from $10K to $12.5K after getting an increase on my Power Cash. Platinum has a 70% UTL so it took about 3 requests before approving. Excited to see what I get on my Pathfinder when that 6 months comes up. And of course one hard pull.50,000 Bonus Points when you spend $ 3000 in the first 90 days. 4 x. Points on all Travel categories for PenFed Honors Advantage Members. Up to $799 total travel value. Complimentary Priority Pass airport lounge annual membership. See If I Pre-Qualify. Apply Now. Learn More. Get a decision in as little as 20 seconds.I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ...Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.So I was approved for a PENFED defender with a 3K limit... Weird for a visa signature but said what they hey! Glad I'm in the door😎. Then today, I was like let's try for a CLI. So yes I went from 3K to 5K. Love it!!!!Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts.Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on th...So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksCalled in to ask them for a CLI request earlier this week after making sure to make the small bonus spend on it and PIF the balance. They were able to use the same HP from when I first joined two months ago so received a credit increase from 20k to 26k which is nice. Admittedly, this card doesn't r...Jan 31, 2021 · I had opened Penfed checking , savings and credit card account(Cash Rewards) back in May 20 with a starting CL of $15,000. I do not use the checking account, just have some money sitting there to get the 2% rewards. DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍 - 6517497 - 3Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378If you already have a CL greater than $25K with an existing card ($15K for the Gold card) you keep that CL but you cannot get a CLI. If you have a card with a current CL less than $25K ($15K for the Gold card) you'll only be able to grow it to the $25K/$15K maxinum. The $50K combined CL across all Penfed cards is still in place.Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th statement cut last month, and just received an offer a couple days ago. Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here.Whats the review period for PenFed CLI Requests? Thanks guys - 6082073 - 2. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; Start Plan . How It Works; Pricing ; Education ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered ...Re: Penfed Power Cash Rewards Card CLI. Congrats on your $2.5k CLI!!! 12th statement just cut so I thought now would be the best time to request a CLI. I've been debating rather or not because I've seen some people saying Penfed has been tighting the purse, but I went ahead and took a chance on a HP. A little on the disapponited side with the ...how we make money. . MyFICO is a subscription credit monitoring service that helps users track their FICO credit score. In addition to FICO score updates, myFICO users also receive credit report ...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 4Re: PenFed CLI Help Needed! @AHumdy wrote: I just can't get them to grow. It's stuck at the starting limit; $2,000. I've tried twice. The account is about 18 months old. My scores are 750+ across the board. Utilization is 1%. I owe less than $1,500 on one account with a $35,000 limit.Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...6-month mark hit in the first week of July (last week) and my scores have improved drastically since then. Last 3 baddies aged off (2 paid CO's and a really old late payment). PenFed app had my EQ9 FICO at 785 (last updated 6/15/21) - figured it was as good a time as any to go for CLI on the two cards.Browsing through my PenFed account this morning I noticed that for the first time I had offers for $7,400 soft pull credit limit increases to my Power Cash Rewards and Promise Visa cards . These were in addition to offers of the same limits for new Pathfinder and Visa Gold cards, and an oddball assortment of loans.After reading CAPTOOL's post I decided to try my luck again on a CLI on my Travel Rewards card. Just last week PenFed told me that if I wanted to increase my limit then I'd need to rob from one of my other 3 cards with them. Fully prepared to be told the same again today, I gave it a shot. After ...Re: PenFed CLI Denied! 😞😠. Not sure what you make or your scores or your DTI ratio either all that is considered among other things with PenFed.. One thing is for sure is PenFed has tightened up on their approvals/clis recently. NFCU Platinum 50k | NFCU More Rewards 30k | BofA Merrill+ 45k | BofA Premium Rewards 25k | Affinity FCU Cash ...Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaHad to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any individual ...Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000 immediate hard pull. - 6515068 - 3@AverageJoesCredit You are the 2nd person to mention the one year mark for requesting a cli, M-Smart is the other person that reccomended 1 year. thanks.. Penfed was quite generous with me giving me a sl of 7.5k and automatically enrolling me in the honors so i get 2 pct cb. Now i know to wait a year to request a cli although im not even sure i will get close to the 7.5k they gave me. i do ...A week ago I received another preapproval email with CLI on LOC to $25k, personal loan for $25k and auto loan for $100k. I am tempted to accept the increase in LOC but have no use for personal loan or auto loan. Seems like PenFed is pretty generous with their preapproval offers as long as you pay your balance in full.I just can't get them to grow. It's stuck at the starting limit; $2,000. I've tried twice. The account is about 18 months old. My scores are 750+ across the board. Utilization is 1%. I owe less than $1,500 on one account with a $35,000 limit. Plus one small loan of about $3,000 that is 4 months old....Penfed cli myfico
Penfed CLI Penfed CLI Estimate your FICO ® Score range Estimate for Free John95 Member 05-30-2022 03:09 AM Penfed CLI Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards together? How much does usually Penfed increase? Thank you! Message 1 of 11 18 KudosSince I've never applied for a CLI on this card in the two years I've had it and everyone else has been having good luck with PenFed I - 6100190 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed PCR CLI; Options.This question is about the PenFed Power Cash Rewards Visa Signature® Card @adam_mcan • 05/30/22 This answer was first published on 05/30/22. For the most current information about a financial product, you should always check and confirm acc...I plan on applying for the PedFed cash back rewards card in about 4 months. I was just wondering if PedFed typically does not give CLIs automatically after a period of time with good CC habits, or if I would need to call later to do a hard inquery for a CLI. Thanks for the reply in advance. ...Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...Applied for a CLI on my powercash rewards, had to provide 2 recent paystubs for income verification. ... Congratulations on your PenFed CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24 M): Banks & CUs: Goal Cards: Message 3 of 7 2 ... FICO, myFICO, Score Watch, The score lenders use, and The Score ...Jan 18, 2023 · Penfed Gold CLI Approved! I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I thought they would ... Got the card on April 20th, so today is 77 days. Hit the CLI link, and it went to review. Less than an hour and got a bump from the opening line of $4K to $10K, a $6K increase! Woohoo! As a datapoint, I've put $2149 through the card since I got it, paying as I go. This puts me only $450 away from th...So called PenFed to move over my Pathfinder CL to my PCR as I am not using it as much. The rep advised me that they can now only move up to $25k on one card, meaning the highest limit on any card now is $25k. I asked when did this change because it has always been $50k and he said just a couple mo...Oct 23, 2020 · Personal Credit - AMEX: Platinum, Gold, Green, Blue Cash Preferred PNC: Cash Rewards, Points BOA: Cash Rewards NFCU: Flagship Rewards, Cash Rewards, CLOC My PF accounts are over a year old and didn't want to apply for another card. Requested CLI online, took the HP for the PenFed Power Cash Rewards, approved for $10,000 CLI taking that card to $25,000. EQ F9 is 843. You don't get to request how much you'd like...you simply put in the request and ...Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.My PF accounts are over a year old and didn't want to apply for another card. Requested CLI online, took the HP for the PenFed Power Cash Rewards, approved for $10,000 CLI taking that card to $25,000. EQ F9 is 843. You don't get to request how much you'd like...you simply put in the request and ...Decided to cli even tho I'm yet to receive my card due to no additional hard pull. Approved! decision states my credit line is exactly the - 3975827Compare Credit Card Offers & Rewards | PenFed Credit Union Home Choose your perfect card Pre-qualify + today with no impact to your credit score. No to low annual fee Great balance transfer offer Highly competitive rates Platinum Rewards Visa Signature® Card 5 x Points on gas paid at the pump and EV charging stations 3 xGetting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!Been a while since I started this and use it regularly went conservative and put in a CLI as they recently pulled my credit for a checking - 4470237. Skip Navigation ... myFICO® Forums. ... myFICO® Forums > FICO Scoring and Other Credit Topics > General Credit Topics > PenFed PLOC CLI 15k; Options. Subscribe to RSS Feed; Mark Topic as New ...While membership for me is one yr away when BK falls off, I'm reading all the posts I can find about tips and tactics with PF. They are helpful but scattered. Is there a PenFed guru who would be willing to start the Official PenFed CLI Guide, similar to Official NFCU CLI Guide? This community i...2. BCU (Baxter CU) Cash Rewards - CLI Request : The original Limit was $500 when I opened it back in 2016, had it for 3 years then increased to $3,500 in 2019. Requested another increase yesterday and was approved for $10,000! You can ask for a specific amount and they either approve or do a counter offer.I really had no strategy with my 2 Penfed cards although I had read a post from MSMART where he recommended waiting one year for a cli request. I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 mont...So I've been trying to get an increase on my Penfed card. Been at $2000 for about 20 months and I have never gotten past that 'going to - 5644509Aug 21, 2022 · Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone through the process of getting them on the phone, and since PenFed almost always uses the same HP for multiple requests, I asked about a CLI on my Platinum. Just got the approval for another $5,000 on Plat Signature Rewards Visa! New limit is $25,000 (now my highest). Card is just barely 3 months old. Opened 9/23/16. This is the 3rd increase I've received. Original SL was $5,000. Got a $10,000 increase first week of October, $5,000 increase mid November...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3Congratulations on your PenFed Gold CLI! Current Cards (in order of approval): Current FICO 8 | 9: Credit Age: Inquiries (6/12/24): Banks & CUs: Message 3 of 11. 4 Kudos.I'll never understand these excessive hard pulls. I burned one EQ ro get the card, I can't fathom burning two for an increase. This is insane. Thank you, I'll definitely heed your warning.PenFed Gold CLI Instant Approval Opened card at the end of Jan the same day I joined the credit union. Today the CLI button appeared and I hit it and it messed up while processing which freaked me out but going back to the main page it showed a link to continue the request and it went through and I was instantly approved for a 2K increase …Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of waiting closer to 9-12 months unless they preapprove you from a SP review. Message 6 …asking PenFed for CLI after the 60-90 days are up Those of us veterans who have had PenFed for more than 90 days, so that the all you can eat period is now up: have any of you tried for a CLI online or in person, and if so, was it a hard or a soft? ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks ...Have had a couple of PenFed cards for a few years. Have never asked for a CLI. Does anyone know if it is a hard or soft pull? - 1653272Aug 21, 2022 · Just can't seem to stay in the garden. I called PenFed to request a CLI on my PCR, which is already my highest CL. It was denied. But since I'd wasted a HP and gone …Requested cli for PenFed platinum went to review then finally approved .Today I got email saying that my PenFed Platinum Rewards Visa Signature application has been finalize and my new loan document was mailed !!!!my credit limit hasn't changed .Will I get a second platinum card ? Any ideas ? Thanks... I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...It's been seven months since I joined PenFed. I had joined very fresh during the rebuild process. I took the plunge just now and requested a CLI on my PowerCash Visa, and they bumped me from $1,500 to $7,500, with instant approval and the option to do balance transfers. That's with a utilization o...Penfed cli request problems. Yesterday my Penfed PCR became 1 year old. I am winding down from a 2500 bt transfer i took earlier in the year, 215 balance left. This morning i clicked on the request cli link and filled out the app and suddenly a page showed up saying page not working with a refresh button. no matter how many times i hit the ...Wow, I almost fell off my chair on this one LOL I got approved for the promise visa at the end of august for 2.5K. I decided to PC it to the cash rewards card shortly after and that was successful. Today after using the card every week and PIF I decided to request a CLI. Approved for 20K!! EQ is...Penfed CLI question by FishingGuy on 10-13-2023 11:48 AM Latest post on 10-19-2023 12:33 PM by FishingGuy. 6 Replies 447 Views ... †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. This compensation may impact how and where products appear on this ...Re: Penfed CLI If you didn't have any pre-approved offers during the quarter for a credit line increase, then they likely did a hard pull on your credit. And yes, that credit report stays on file for any apps for the next 60-90 days.My Platinum Rewards card was increased from $10K to $12.5K after getting an increase on my Power Cash. Platinum has a 70% UTL so it took about 3 requests before approving. Excited to see what I get on my Pathfinder when that 6 months comes up. And of course one hard pull.Mar 29, 2021 · Re: PenFed CLI. Unfortunately, they no longer merge or combine accounts. Getting to $25K might take some time all things considered and profile-dependent. Since …PCR was approved in 12/2018. It was originally denied but got approved through email recon for 10K with APR 17.99. I believe my Fico 9 score was 658 at that time. I decided to request for CLI on 10/07/2020 and it was conditionally approved with no other information provided. I decided to call tod...Mar 31, 2022 · Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen. Are PenFed CLI are they a HP or SP? - 3224194Okay -- so PenFed has been a thorn in my side since day 1. I was approved for the PCR with an SL of $3K in Oct. 2018 - 5863099. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; ... myFICO® Forums ...A CLI, or command-line interface, is a way to interact with a computer by typing text commands into a terminal window. A GUI, or graphical user interface, allows a user to interact with a computer by using a keyboard or mouse to manipulate ...Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th statement cut last month, and just received an offer a couple days ago. Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here.When you click on the button to a CLI with PenFed, is their any info you need to summit like BOA basically what the form looks like. - 3352889Throughout, my scores were north of 800, and my income was, well, less than 'too much', but beyond 'adequate'. 2023 Goal: save 3 months' net income. Starting FICO8: 666 (give or take a FICO) [ Last INQ 22-Oct-2022 ] EQ. 811.So I was approved for a PENFED defender with a 3K limit... Weird for a visa signature but said what they hey! Glad I'm in the door😎. Then today, I was like let's try for a CLI. So yes I went from 3K to 5K. Love it!!!!. Sam's club phoenix gas prices