2024 Penfed cli myfico - Hey guys just wanted to share. I have had this card open and been at $25k for about 3 years. I have not used it once, but used the previous card for a cash advance (no fee! was the sell for me on this card!) at $7k to buy some extra business inventory without moving money around and paid in full w...

 
Nov 15, 2022 · If you already have a CL greater than $25K with an existing card ($15K for the Gold card) you keep that CL but you cannot get a CLI. If you have a card with a current CL less than $25K ($15K for the Gold card) you'll only be able to grow it to the $25K/$15K maxinum. The $50K combined CL across all Penfed cards is still in place. . Penfed cli myfico

Just sharing my happy news - two years after getting a penfed visa, they finally gave me a CLI ($9k to 11.4k)! Automatic, didn't have to - 1401894Adam McCann, WalletHub Financial WriterMar 29, 2023 Adam McCann, WalletHub Financial WriterMar 29, 2023 Bottom Line: PenFed personal loans have the potential for low APRs, large loan amounts, long payoff periods and no origination fee. Thes...PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.Re: Penfed CLI app Soooooo, I can't see in the desktop viewer, but in the mobile app it already shows in the accounts a shiny new 5k PLOC!!!! Message 7 of 15Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.Just under 6 months of opening, went from $5K to $7.5K. PenFed has been very accomodating, PLOC, 2 car loans, Promise card. - 4234897Reopened my checking account with penfed last month and got a $500 overdraft line of credit. I thought it was gonna be the same hp if it's within 90 days for any products so i requested a CLI on it. Got declined and also got a hp =/PNC Cash Rewards. Applied for the PNC Cash Rewards for today. EX 775 , 6% UTI , Income Stated: 200K HHI , Application approved for 2500.... I was given the option of withdrawing the application with out the new account reporting. Was not able to recon , underwriter said it all system generated and i could wait 6 months and ask for cli.Hardworking, highly motivated professional eager to lend combined knowledge and skills to enhance Network performance. Have 2.5 years of experience on fiver as free lancer and CORVIT systems Karachi as network engineer on CISCO end devices. Operates well in both individual and team capacities, leveraging seasoned work ethic to quickly adapt to different processes and drive company objectives ...Read on this fabulous forum that Penfed will give a consideration of a CLI with same HP from membership. Decided to pull the trigger on my low rate Penfed siggy card at 6,500 and they took it upstairs to $14,500!! I love Penfed!! God bless them...I am so gonna give them my loyality and biz. Wo...Re: PenFed Offers? Historically they show up on the 1st day of each quarter released in several waves during the day. (7/2023) FICO 8 (EX) 825 (TU) 837 (EQ) 844. FICO 9 (EX) 850 (TU) 850 (EQ) 850. $1M+ club. Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion. Message 2 of 9.05-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378Oct 21, 2021 · Re: Penfed CLI Approved Congrats on your CLI! Amazon Store card:5k AOD:2k Apple Card:250 Ashley Furniture:3.5k BBVA:1500 Caesars Rewards:2k Capital One Quicksilver:2k Credit One Amex:500 DCU:7.5k Discover:2.5k Home Depot:1k Kohls:1.5k Lowes:10k Merrick Bank:1k Mission Lane:850 Paypal:1k Penfed Power Cash Rewards:2.5k Sam's Club:3k U.S. Bank ... PenFed has been good to me lately with the November 12-month no interest on $500+ purchases and the $150 statement credit for adding an - 6477251 - 2 ... myFICO® Forums; Types of Credit; Credit Card Approvals; PenFed PCR CLI; Options. Subscribe to RSS Feed;Penfed CLI question by FishingGuy on ‎10-13-2023 11:48 AM Latest post on ‎10-19-2023 12:33 PM by FishingGuy. 6 Replies 447 Views ... †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. This compensation may impact how and where products appear on this ...I really had no strategy with my 2 Penfed cards although I had read a post from MSMART where he recommended waiting one year for a cli request. I waited 1 year on my PCR and got a cli for 2500, 7500 - 10k, ymmv. As far as the 2nd card SJ might be right, I applied for my 2nd Penfed cc the Gold 8 mont...Hello All, I have tried asking this question a couple times but no answer, so I thought let me try again through a new post. My PENFED - 736378View Muhammad Wajeeh's full profile. "From petroleum precision to data-driven decisions, my transition to data analytics unveiled a world of insights waiting to be uncovered. Engineering taught me how to build, but data analytics showed me how to elevate."<br><br>A Petroleum engineer turned Data Analyst who finds joy in working with data.Jan 18, 2023 · Penfed Gold CLI Approved! I was hesitant between applying for a new credit card and going for the CLI. I decided to request the CLI and save my AAoA. I was approved for the Penfed gold visa in March 2022 with a SL of $3500. 9 months later I took the HP on equifax and requested an increase to 10k. It was instantly approved, I thought they would ... Getting approved for a new credit card can be so exciting, you want to tell the world about it. This is your place to do just that. Tell us about your credit card approvals!Jan 20, 2021 · Penfed. Hello all, Penfed seems to like me. I have a savings account with $1800, car and a PCR with a $7500 limit and have been with them almost a year. So I guess they don't care much about the one small collection on my fico credit reports, so I'm thinking about applying for the Platinum or the Gold. My fico 9 is 686. I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 3Re: Penfed conditionally approved. I did mobile deposit! 7 day hold so on 6/22. stats are, AAoA 4 years, EQ Fico8: 841, Income 590k, utilization on cards 1%, total available credit 1.1M (including AU for 140k). Honestly I had forgotten about Penfed, and was bored at work so I decided to join again and apply.Logged in to check for new statement for my PF Gold card and was stunned to find an auto CLI of $2,500 bringing the card to a $10K CL. Not sure what I did to prompt an auto increase. Been using it for the occasional balance transfer and paying 2 to 3 times minimum payment each month. Card turned 1...1 2 Next 10 REPLIES AverageJoesCredit Legendary Contributor 04-27-2020 05:26 PM Re: Penfed CLI ?? For the people who are on their DO lend list, their cli can be quite good. For those they dont deem worthy, trying to get cli is like pulling teeth. In my experience, $3500 isnt really low sl but then again its subjective.Dec 29, 2022 · Re: Penfed Power Cash Huge CLI. @wildboys wrote: I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. Decided to ask for a CLI today, went to a loan officer, is this something normal for them? I remember apping for my Travel card for them it went to an officer and was not instant. I think im coming up to 2+ months with the …asking PenFed for CLI after the 60-90 days are up Those of us veterans who have had PenFed for more than 90 days, so that the all you can eat period is now up: have any of you tried for a CLI online or in person, and if so, was it a hard or a soft? ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks ...I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested - 6244422 - 2Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.I was just recently (recon) approved like 3 days ago with $1000 CL, and still waiting for the card. I was told by the OP manager and some people here to ask CLI in 6 months. I lurked around and some people did ask for CLI which was granted 2 months or even days from approval. And also I've heard som...Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in ...I was checking my balance on my Penfed Power Cash and saw the CLI button. I saw it would be a hard pull but I gave it a shot. It came back approved for $20,000. My CL went from $3500 to $20000. Happy Merry Christmas to me. Thanks to. everyone here who helped me along on my credit finding journey. Penfed Credit Line Increase. …I applied for a CLI on the plat rewards sig yesterday and received a notice my application had been approved. Went to check the terms and was a little disapointed in my CLI of only 500, making my total CL 6500. I was, however, ecstatic about the rate decrease. I went from 17.74 down to 10.74. Data ...Hit Penfed up for a cli this morning went from $7500> $17,500. My highest limit card now, previous was $14,000. immediate hard pull. They pulled Eq/ 749. That's my Penfed lol. They've been really awesome this last year. 😉 Enjoy!Re: PenFed and Credit Line Increases. I got $20k without having to do paystubs when NavyFederal wanted to verify paystubs. Although NavyFederal did give me double that and then gave me an immediate $10k increase. Hello, I recently became a member with PenFed last week, was instantly approved for a credit card and earlier this …UPDATE 10/8/20: After multiple calls, got a super awesome CSR who helped get this done and applied to my account! Limit now officially $36,200. Thanks to you rock! Original Post: Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th s...wrote: Is it true that 25k is the Max for Penfed cards opened after a certain date? You have the right idea. IIRC the current policy went into effect in the summer of 2021. Cards that already had CLs of $25K+ were grandfathered in and kept their existing limits. (I had, and still have, a $...Had hovered at the 12k for a while, did a appy back in oct 25 for a new checking which caused a inquiry hit, still under the 90 mark so figured id go head and ask for a increase on this card to keep up with my other ones. Boom! went from 12k to 15k. I might ask them for another one once this one p...When you click on the button to a CLI with PenFed, is their any info you need to summit like BOA basically what the form looks like. - 3352889How much time normally do you wait before asking for the cli on accounts from penfed? - 727643Nov 15, 2022 · If you already have a CL greater than $25K with an existing card ($15K for the Gold card) you keep that CL but you cannot get a CLI. If you have a card with a current CL less than $25K ($15K for the Gold card) you'll only be able to grow it to the $25K/$15K maxinum. The $50K combined CL across all Penfed cards is still in place. Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi...Congrats on your PenFed PCR CLI! Message 4 of 9 1 Kudo Cred4All. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; Subscribe to RSS Feed; Permalink; Print; Report Inappropriate Content ‎12-23-2019 04:52 AM ‎12-23-2019 04:52 AM. ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Access to Credit Does a FICO® Score alone determine whether I get credit? How is a credit history established? How can I better understand my financial health? How long will …Dec 2, 2015 · I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ... Jan 12, 2021 · Re: PenFed Love button. On the main screen - under your credit card info-- under the make payment button, click on the more account info link and then on the right you'll see the request credit limit increase link. Personal Aphorism:"Forget What You Feel, Remember What You Deserve". Starting FICO 8s | 09/2017: EX 641 EQ 634 TU 647. Hi All! Super stoked right now :smileyhappy: I got the preapproval email from PenFed over the weekend and had quite a few offers (more - 5197461. Skip Navigation. How It Works; Pricing; ... myFICO® Forums > Types of Credit > Credit Card Approvals > PenFed EPIC CLI to $47,600!!!Just got the Platinum Rewards VISA Signature with $10K SL from PenFed. When is the best time to request for a CLI? Thanks. I know it's here - 5037727PenFed is awesome!!! I got the power cash rewards visa back in September with $3,500.00 credit line. I was like ok not bad , I figured middle of the road put about 700.00 a month average in spend made multiple payments every cycle for 6 months only letting the statement cut 15 to 20 dollars for reporting to bureaus.Penfed CLI Estimate your FICO ® Score range Estimate for Free John95 Member 05-30-2022 03:09 AM Penfed CLI Hi, i just got the Penfed powercash and the Platinum card with $10 SL. When Can I request a CLI and can I request a CLI for both cards together? How much does usually Penfed increase? Thank you! Message 1 of 11 18 Kudos All forum topicsOP, PenFed will use the same HP. I would go for it! You can use the same HP for a CLI on another card. 2 months ago, i was approved for the Pathfinder on the phone (HP), i asked her to use the same HP to increase my Visa Platinum (approved) and my AMEX (approved). Hi All, On Friday I applied for (and was approved for) an auto loan through PenFed. · Penfed CLI. I just got by far the largest CLI I have ever recieved. I had an offer for an additional card which I don't really need, so I requested that the pre-approved …Used the same credit pull from 2 days back and asked for cli on my power cash rewards card as well. Was hoping they may ask me to now reallocate credit limits since i was just given a CLI and a card approval from them yesterday. The application went into pending mode and called in this morning. Afte...Hey folks! Can anyone tell me how much PenFed will want me to use the Power Cash Rewards VISA in order to get a decent CLI in a few - 544366605-29-202204:15 PM. 05-29-2022. Re: PenFed Personal Line of Credit. One more DP -- yesterday, I received the required notice from PenFed, stating that they pulled EX and my then-current FICO (for the PLOC) was reporting as 801, probabaly why they offered such an attractive rate on that product. Thanks, everyone, for sharing your thoughts.Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607Last CLI was 2 months ago. Decided to try again, since my EQ score bumped up a little. Approved! Went from $10k to $20K...Im happy with this limit. Pulled EQ 715. Have been with them almost 3 yrs now, with savings, PLOC, and a PL.Capital One: Platinum MC - CL: $600 (they won't give me a CLI); Credit One: 2 cards with $1,500 & $2,200 CL Prosper: $1,400 Goal Cards: Chase Sapphire, WF Autograph and PenFed Platinum Rewards Car Loans: 1 loan. Car: 2023 Audi A4 SLine Paid off: VW Financial Services: 2020 Jetta Exeter Finance: 2015 JettaI haven't been able to find the love button. I did use it few months ago. Where is Penfed love button? - 6227481 - 4Penfed CLI question by FishingGuy on ‎10-13-2023 11:48 AM Latest post on ‎10-19-2023 12:33 PM by FishingGuy. 6 Replies 447 Views ... †Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies which myFICO receives compensation. This compensation may impact how and where products appear on this ...Ok im in one of those moments we all come across sometimes in this zany credit world. Perhaps someone will talk me off the proverbial ledge, though it may be too late (youll know why by the end of baby rant ,lol) So since im in process of having my Equifax issues fixed once and forall, i figure whi... · my experience with PenFed, I had a bk7 discharge in August 2018. In July 2019 PenFed gave me a 1200 SL. July 2020 I applied for a CLI through the website …+$5K PenFed CLI! Received a BT promotion of 0% APR for 12 mos or 0.99% APR for 18 mos (w/ 3% transfer fee) in the mail. I've currently been actively looking for a good BT card to pay off my AOD, so I'm extra happy I don't have to add a new account to my credit age b/c NFCU did me dirty with only a $3K approval on their Platinum.Penfed CLI - 6543229. Subscribe to RSS Feed; Mark Topic as New; Mark Topic as Read; Float this Topic for Current UserAnother crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...UPDATE 10/8/20: After multiple calls, got a super awesome CSR who helped get this done and applied to my account! Limit now officially $36,200. Thanks to you rock! Original Post: Been a PenFed member for 8 months, and opened a PCR and Plat Rewards at the time of opening the membership. The 8th s...It took some patience and willpower to keep gardening, but after 12.5 months PenFed gave me a CLI from $1000 SL to $10000. I'm so appreciative of this community! Here are the DPs: Opened a savings account and applied for Power Cash Rewards same day 2/2020, approved for $1000. (Later in the year ...wrote: It's been 6 months since I opened the account with an initial limit of $2500, so I went ahead and hit the luv button and got a $7500 increase :smileyhappy: The maximum amount I've spent with this card is less than $100 since I've had it. Penfed can grow fast. If it was a hard pull, ...I was originally declined by PenFed for a CLI and submitted a letter of reconsideration. I was approved for a $2,000 CLI bringing it to a total CL of $5,000! Plus, I got an APR decrease without asking. The APR was decreased 6.50%, from 13.99% to 7.49%! Last Wednesday, Nov. 27th I was approved for ...Called in to ask them for a CLI request earlier this week after making sure to make the small bonus spend on it and PIF the balance. They were able to use the same HP from when I first joined two months ago so received a credit increase from 20k to 26k which is nice. Admittedly, this card doesn't r...I've only received one (only requested one) CLI from Penfed and it was a HP. I haven't received any "offers" to get a SP cli. 🤷🏽‍♀️ I think I'm one of the "lucky" ones...my relationship with Penfed started in 2017 with just a regular savings account (only deposit $250 a month into it) and the PCR with a $5K starting limit.Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and - 5876046 - 2. Skip Navigation. How It Works; Pricing; Education; ... All FICO ® Score products made available on myFICO.com include a FICO ...My PF accounts are over a year old and didn't want to apply for another card. Requested CLI online, took the HP for the PenFed Power Cash Rewards, approved for $10,000 CLI taking that card to $25,000. EQ F9 is 843. You don't get to request how much you'd like...you simply put in the request and ...Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.Just approved for the card on March 25. Asked for a CLI and for approved for $1,000. It was SP so I am good with that. I will try again - 3900607The Credit Card offer was for either a new card of my choice with a $16,700 credit limit or a CLI for the same amount on my existing card! And all this apparently without an additional hard pull! I didn't need the other card offerings (a second Power Cash Rewards, a PenFed Promise, or a Platinum Rewards Signature. *See bottom for why.Does anyone if PenFed Credit Card CLI is a HP or SP? Is there a post with this information in all Banks? - 6246736 I've been a member with PenFed for about 4 years and have been declined for numerous products through the years. After seeing what - 6482233 ... apply for a CLI. It'll be another hard pull, but what they've been giving lately is worth the pull. ... Take the myFICO Fitness Challenge. AZE4 - 8% Utl - New Accts: 1/6, 2/12, 5/24. Message 8 of 15 …PenFed Gold CLI. Just applied for a CLI because I never get preapprovals from PenFed anyway on the quarterly offers. Nice bump. $7,500 to $12,500. Now the question, I have the highest interest rate. Think if I call them, they can use that inquiry to lower my interest rate?I called PENFED to see if they would consider a CLI at 80 days. I have a balance because of BT's but I make large payments to pay it down. But my Util is around 20% I was declined for a cli. The only thing they could offer me was another credit card (Promise or Amex) but I had to take some of m...Yes it's a HP unfortunately from EQ. So after a year I finally saw a link for Request for Credit Line Increase and click on it. Fill out all the info they are asking. Auto Approved for another 10K. Total Credit Limit is now 17.5k. I used this card for Costco and was carrying a balance as well. ...Does anyone if PenFed Credit Card CLI is a HP or SP? Is there a post with this information in all Banks? - 6246736Apr 4, 2018 · I'm still debating whether to try again this week; Penfed keeps hard pulls around for anywhere from 30 to 90 days so another CLI request or other credit app …Penfed cli myfico

Penfed CLI App Glitch For the past few days, the credit line increase application link on penfed's website hasn't been working. Once you click Request Credit Line Increase, it takes you to the next page to confirm/edit contact information but then you're not able to move past that screen.. Penfed cli myfico

penfed cli myfico

I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I am used to, however when I went to check the application today the status states this? PenFed Gold Visa WITHDRAWN 09/26/2018 APPLICATION BUILT IN ERROR I ne...Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and - 5876046 - 3. Skip Navigation. How It Works; ... myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698 . Message 22 of 25 5 Kudos cam3150.Decided to ask for a CLI today, went to a loan officer, is this something normal for them? I remember apping for my Travel card for them it went to an officer and was not instant. I think im coming up to 2+ months with the …So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of - 4950380 - 2Woke up this morning and saw this I went ahead and took the CLI route for my PCR card. Finally got this message I am fired up ! This is by far my biggest limit EVER ( not counting mortages ) Thanks for stopping by to read thisFirst SDFCU and Now Penfed Great CLI. Requested a general CLI via the link. Nothing saying pre approved and it gave me a Watch out for an email requesting more info alert at first. BUt then about 1 hour later it said Approved via email and the application was updated. 5k to 12.5k so a 7.5k CLI!!!!!!...Feb 2, 2021 · PenFed CLI Application Processing. Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. …Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts. I opened a savings account with PenFed in March to get started on a relationship with them. This morning they sent me an email with CC info - 6537667 ... got an email yesterday from Ollo with an auto CLI from $600 to $1500 on my Visa. ... All FICO ® Score products made available on myFICO.com include a FICO ...Just got the Platinum Rewards VISA Signature with $10K SL from PenFed. When is the best time to request for a CLI? Thanks. I know it's here - 5037727So, I just became a member of Penfed today and opted to apply for the Power cash rewards. I was approved for a pretty low limit of 2500. So - 4950380Penfed CLI within the first 90 days. - 4634114. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; Log In Log Out; Start Plan . How It Works; ... myFICO® Forums. Sign In Help. myFICO® Forums > Types of Credit > Credit Cards > WOOT! Penfed CLI within the first 90 days. Options. Subscribe to RSS Feed;Hello, I wanted to ask who had a CLI from Penfed, when you fill out the CLI application was it like filling out the application just like the first you applied for the CC? Did you have to through the process of the application ... info, income, review, and consent for them to check our credit rep...Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it …Bit the bullet and applied for PCR a few days ago and it was approved. So today I decided to give them a call for the sake of my OCD with numbers I wanted all 3 of my cards to be at equal amounts ($10K ea). Requested a 2.5K increase on my Platinum Rewards and just got the notification that it was ap...Well I had to take a HP to get a small (IMO) cli from Penfed. I called in to do it this time as opposed to doing it online. The csr asked if this was for a BT to which I said yes. I asked before she took app if I could cancel if their was a problem using the hp from 5/21/16. She said yes and too...Another crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and I was expecting a decline or a meager CLI. They increased that limit to $12,000! I could not believe it. Not wanting to waste the HP, I went ahead and requested ...after 1 year of being a penfed member & having a power cash rewards visa signature card i finally asked/applied for my first CLI. it - 6633166 - 2Take the myFICO Fitness Challenge. Message 14 of 19 2 Kudos 1GaDawg85. Valued Contributor Mark as New; Bookmark; Subscribe; Mute; ... I ended up waiting for the infamous "offers" and got a $14K offer and added it as a CLI to my existing Penfed card instead of a new card. As far as an independent CLI request, I didn't do it cause I thought it ...I opened my power cash rewards card in October 2017 with a cedit limit of 10K. Just got my quarterly offers and had my choice of any of their cards with a CL of 34.2K or a credit limit increase to my power cash card. I took the increase to 44.2K. My FICO 9 from Penfed was 767. You started with a $10,000 limit on your PCR,I have hit the 6month mark with Penfed and thought I would try for a CLI, I filled in the form and it went to loan officer review which I - 5367926. Skip Navigation. How It Works; Pricing; Education; Community; Support; Member Dashboard; ... FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or ...Starting with Penfed in August of 2017 ($10K SL Power Rewards) and last month got an email for another $5K to open another card or add it to my existing limit. Opted to add the 5K to the same card and am sitting at $15K. My scores have went up pretty significantly since I started with them (677 t...I was just recently (recon) approved like 3 days ago with $1000 CL, and still waiting for the card. I was told by the OP manager and some people here to ask CLI in 6 months. I lurked around and some people did ask for CLI which was granted 2 months or even days from approval. And also I've heard som...DH got an Instant CLI approval on his Penfed Cash Reward Cc . Original CL $9,000 to 15,000 a $6,000 CLI...👍 - 6517497 - 3Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!Congrats! I just went for it myself after seeing the option for increase finally on my account. Approved for $2,500 increase. Credit Karma sent alert right away for me though :smileymad:Used the same credit pull from 2 days back and asked for cli on my power cash rewards card as well. Was hoping they may ask me to now reallocate credit limits since i was just given a CLI and a card approval from them yesterday. The application went into pending mode and called in this morning. Afte...Congrats! I just went for it myself after seeing the option for increase finally on my account. Approved for $2,500 increase. Credit Karma sent alert right away for me though :smileymad:So, tomorrow is my exopiration of the last hard pull done for credit products (90 days from last pull) so im not sure if this really counts as stepping outside the garden, as there was no new HP (or even SP), but I paid down a good bit of my BTs on the account, was at $22k -- asked for a CLI online,...@AverageJoesCredit You are the 2nd person to mention the one year mark for requesting a cli, M-Smart is the other person that reccomended 1 year. thanks.. Penfed was quite generous with me giving me a sl of 7.5k and automatically enrolling me in the honors so i get 2 pct cb. Now i know to wait a year to request a cli although im not even …Had to dive a little deeper into the nuances of PenFed CLI's, and received some great feedback as discussed here. Choosing between a CLI or a new account, I opted for an increase to my PCR, which is a $24,200 bump: So the new credit line is $36,200, but the jury's still out on this one. My understanding is PenFed has a 25k cap on any individual ...Re: PenFed CLI (Thrifty Credit Service) @KennyRS wrote: So, since I'm still in the garden and really have no intentions of leaving for a while I decided to call up PenFed and ask if with the offers I've received, can I do the pre-approval for the thrifty credit service as just an increase on my current account.Apr 4, 2022 · Penfed CLI today! Hello gents and gals. I was checking my PCR as usual and saw that the "request credit line increase" link had finally appeared. I said f it and went for it. Got approved for a $4500 increase. CL is now at $6500. EQ Fico 8 as of 4/2 was 672 but Penfed EQ Fico 9 has me at 710 from 2/28. No HP notifications yet. So while I had applied and was approved for a $11,500.00 CLI on PenFed PCR Card. $33,500.00 + $11,500.00 >>>> $45,000.00 NEW - 5970114 Skip Navigation How It WorksAnother crazy PenFed CLI!! So, yesterday morning I tried for a CLI on my PenFed Promise card. It was at $5,500. It went to review and - 5876046 - 3. Skip Navigation. How It Works; ... myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698 . Message 22 of 25 5 Kudos cam3150.Penfed CLI Declined. Today I decided to try for a CLI on my Penfed PowerCash Card. First I did the prequlify just to give me a gauge. It came back preapproved for a new card at 20K so I took the pull and went thru with it and it came back declined. I contacted them and they told me it was for number of accounts and utilization of accounts.Pulled the trigger and applied for CLI on my penfed cash rewards vs. SL was $3,500 and was approved after sending in documentation to verify identity. New limit $7,500 and getting new signature vs cards. Wohoo!!Re: Penfed Power Cash Rewards Card CLI. Congrats on your $2.5k CLI!!! 12th statement just cut so I thought now would be the best time to request a CLI. I've been debating rather or not because I've seen some people saying Penfed has been tighting the purse, but I went ahead and took a chance on a HP. A little on the disapponited side with the ...Applying for a credit card can be exciting, frustrating, stressful or enjoyable. This is your board to chat about the application process, denials and more.Last week, I responded to a $17500 CLI offer on my PenFed Power Cash Rewards Visa. The CLI would result in a SL of $26250. I was approved and the application was moved to "Booked" on 1/25. How long should I expect to wait before the application is finalized and the SL shows up on my account?PenFed CLI 2 days after activation! So I just got my card in the mail on Saturday 9/17. I activated it that day and started to use it. Today I called to activate my card for Apple Pay, after the CSR gets me all set up he asks if I would be interested in raising my CL. I told him that I just got the card so I wasn't sure if I should.The result of the credit card application, PenFed gave a conditional approval but when I inquired further it was an approval for a different card - Power Cash Visa Card with only a $1,200 CL at the highest interest rate. When I called this morning and spoke with the CSR, I asked for reconsideration of a higher limit and lower interest rate ...Re: Penfed CLI If you didn't have any pre-approved offers during the quarter for a credit line increase, then they likely did a hard pull on your credit. And yes, that credit report stays on file for any apps for the next 60-90 days.So a little over a month ago I was contemplating a new car...apped with PenFed with an instant 25k with a 7% rate that could vary depending - 4742578Today 7/1 is my 6 month anniversary with Penfed :) I have been good for the past 6 months staying in the Garden. Alot I mean ALOT !! of - 6360649 - 2I received and call from PenFed today about the survey I answered after opening a Power Cash Rewards with them on Jan 25th 2018 and being given a starter limit of 10K$. I had been a member with them since 2008 and used them for savings only. So, the nice rep said she would call me back and when ...PENFED Understanding Your FICO® Score Introduction to Credit Scoring The Basics of FICO® Scores How FICO® Scores Work Financial Health Management Credit Inquiries and Their Effect on FICO® Scores Myths Concerning FICO® Scores Glossary of Credit TermsRe: PenFed PCR CLI from $1,500 to $25,000 - worth the HP. Congrats on a huge CLI, definitely worth the pull! As for Visa Sig thresholds, the lender can issue a Sig at basically any limit they want, and they will do it for far less than $5000 (some here had Sig cards at $500). It's good for the banks as a Sig card earns higher swipe fees.Well, out of sheer boredom and even knowing it would be a HP, I asked for a CLI on my PenFed PCR tonight. Card started at $6,250, and remained there until tonight. They rounded the credit limit out to an even $10,000. So a $3,750 CLI isn't bad at all. Totally worth the HP. My goal to hit $250k in TCL is now so close. $4,950 away.Re: Penfed - when to ask for 1st CLI? Normally I suggest waiting 6 months, but with covid, banks/cu's have seen large abilities to not pay. So you may be better of waiting closer to 9-12 months unless they preapprove you from a SP review. Message 6 of 10.. Prism flowers merge dragons world map